Most pet insurance policies do not cover the costs of euthanasia or cremation. Some do offer it, but it is normally as an addition to the policy*. This usually means the policy premiums will cost more. It is important to be clear about what a policy covers, and any excess fees, before purchasing.
If you know you want to have your pet cremated at the end of their life, it may be more cost-effective to put savings aside for this purpose. Finding out the likely costs before it happens can help you plan. You can find out about the costs of cremation by speaking to your pet crematorium or visiting their website, or to talk to your vet. You can find a pet crematorium near you by using the searchable map on our website here.
*Some policies exclude euthanasia or cremation once the pet has reached a certain age. This can happen even if you have an “end-of-life” policy add-on, unless due to an accident.